Under the Risk Reports section you can find reports related to transactions which might be connected to a payment risk, if you provide goods with a payment plan to this customer. We detect these transactions and bundle them under one report, which your application can consume within seconds.
To have a deeper understanding of the cash flow of your users, we provide the whole Cash Flow Reports section. Here you can find a variety of income and expenditure related labels, in which we aggregate and summarize the according transactions belonging to a specific field, like insurances, income or rent and living.
Welcome to finAPI Schufa Services!
The finAPI Schufa API is designed to support a Schufa Mobile Application by providing access to Schufa end-user functionality, as available on the meineSchufa Portal. Currently, it is connected to the meineSchufa Grow Portal via a set of web scrapers.
Welcome to Schufa FraudPool!
The Schufa FraudPool API is designed to support the Schufa FraudPool application.
This service can be used to create process IDs. Behind a process ID is a user, which is managed by the system and returns an access token by retrieving the ID.
A process token can be attached to a link in emails or printed as a QR code, which includes the link.
User management in the Processmanager is largely automated. A user is created when a process token is created. This is automatically deleted after a configurable period of time for the mandator if it is not used.
Alternatively, the deletion of the user can be initiated directly by calling the
complete endpoint. In this case, a defined period of time also applies until the user is finally deleted, in order to be able to terminate other asynchronous internal system processes.
This service use takes (bank-)transactions as an input. Based on the analysis of transaction parameters like for example
The assigned labels allow to group transactions, respectively filter them for a specific use case. The labels cover the areas cash flow, risks and contracts. Labels vary in level of detail; example: transaction assigned with the label
CAR_INSURANCE will be a subset of those labelled with the more generic
Please find further information about implementation and usage of this API here: Data Intelligence public documentation
This service provides an easy-to-use REST API, wrapping the access to the SCHUFA-web-services SOAP API(s).
The service allows the usage of the SCHUFA Credit Check API (for example to obtain the SCHUFA A-Auskunft, B-Auskunft, ...), the SCHUFA Identity Check, and the SCHUFA Bank Account Check plus IBAN. Additionally, it is possible to execute a name-similarity evaluation using an advanced algorithm from SCHUFA.
To use this service, SCHUFA credentials are required
finAPI provides and supports the REST API connectivity (technical support), whereas the product support is provided directly by the SCHUFA. This includes
Merkmalcode for the SCHUFA Credit Check).
Merkmalcode for the SCHUFA Credit Check)
Please contact firstname.lastname@example.org for further details.